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Blocked account for Pakistani students

A blocked account (Sperrkonto) is one common way to prove funds for a German student visa; the embassy's finance page also lists a deed of obligation and official scholarships. Below is what the German Embassy Islamabad and the Federal Foreign Office say. Checked 2026-10-22.

How much

Amount for visa applications from 1 January 2025
From 1 January 2025 the presumed annual requirement that must be paid into the blocked account when applying for a visa will increase to 992,00 Euros monthly or 11.904,00 Euros yearly. This increased amount applies to all visa applications submitted from 1 January 2025.Source: https://pakistan.diplo.de/pk-en/service/-/1995528 · checked 2026-10-22
Sometimes two years
The Embassy and Consulate General reserve the right to request a blocked amount for up to two years in particular cases.Source: https://pakistan.diplo.de/pk-en/service/-/1995528 · checked 2026-10-22
Other ways to prove funds (scholarship)
Please note that a scholarship awarded by a Pakistani University is not sufficient, only a scholarship awarded by HEC can be accepted.Source: https://pakistan.diplo.de/pk-en/service/-/1995528 · checked 2026-10-22
Old figure in the older embassy checklist PDF (dated 10/2023)
blocked account (11,208 EUR for one year)Source: https://pakistan.diplo.de/resource/blob/2208710/4a44b499964d27c04ecb6e5770fdb824/study-visa---leaflet-data.pdf · checked 2026-10-22
Date printed on that PDF
Stand 10/2023Source: https://pakistan.diplo.de/resource/blob/2208710/4a44b499964d27c04ecb6e5770fdb824/study-visa---leaflet-data.pdf · checked 2026-10-22

Choosing a provider

Which provider? Your choice
You have free choice of Provider. However, please ensure that the provider offers a login code for authorities which allows us to verify the blocked account or provides a contact in order to do so.Source: https://pakistan.diplo.de/pk-en/service/-/1995528 · checked 2026-10-22
Official provider list: deleted
The list of providers offering blocked accounts available up until the middle of 2022 has now been deleted.Source: https://www.auswaertiges-amt.de/en/sperrkonto/388600 · checked 2026-10-22
No recommendation
The Federal Foreign Office does not make any recommendations and does not accept any liability for failed payment on the part of providers.Source: https://www.auswaertiges-amt.de/en/sperrkonto/388600 · checked 2026-10-22
Not stated officially
Neither the German Embassy Islamabad nor the Federal Foreign Office names any blocked-account provider on the pages we checked, so StudyGate does not list providers either.
Bank fees come on top
In addition to the amount blocked in the account, you have to pay the requisite banking fees.Source: https://www.auswaertiges-amt.de/en/sperrkonto/388600 · checked 2026-10-22

Opening and using it from Pakistan

Signature attestation in Pakistan
Your signature on the documents to open a blocked account has to be attested by the Embassy in Islamabad, the Consulate General in Karachi or the Honorary Consul in Lahore.Source: https://pakistan.diplo.de/pk-en/service/-/1995528 · checked 2026-10-22
Attestation fee
The fee to be paid directly at the Embassy is 25,- € (about 5400 PKR), but may change due to exchange rate.Source: https://pakistan.diplo.de/pk-en/service/-/1995528 · checked 2026-10-22
Separate visa appointment
Please note that you have to book the online appointment for submission of your visa application seperately.Source: https://pakistan.diplo.de/pk-en/service/-/1995528 · checked 2026-10-22
Monthly withdrawal limit
Only a certain amount can be withdrawn every month from the blocked account.Source: https://www.auswaertiges-amt.de/en/sperrkonto/388600 · checked 2026-10-22
If the visa is refused
If your visa application was rejected, the rejection notice is sufficient to lift the blocking notice.Source: https://www.auswaertiges-amt.de/en/sperrkonto/388600 · checked 2026-10-22

Work out your amount in PKR with the blocked account calculator.

Frequently asked questions

How much money must be in a German blocked account in 2026?

€992 per month or €11,904 per year for visa applications submitted from 1 January 2025, according to the German Embassy Islamabad.

Why does my checklist say €11,208?

That figure is in the embassy's older student visa checklist PDF dated 10/2023. The embassy's finance page now states €11,904 per year.

Which blocked account provider should I use?

The embassy says you have free choice of provider, as long as it offers a login code or contact for authorities. The Federal Foreign Office deleted its provider list and makes no recommendations.

Do I need to visit the embassy for a blocked account?

Your signature on the account-opening documents must be attested by the Embassy in Islamabad, the Consulate General in Karachi or the Honorary Consul in Lahore. The embassy states a fee of €25 (about 5400 PKR).

Can a scholarship replace the blocked account?

An official scholarship is another accepted proof, but the embassy says a scholarship from a Pakistani university is not sufficient; only an HEC scholarship can be accepted.

Related tools and pages

Facts are quoted from the official pages linked on this page, with the date we checked them. Universities make the final decision. StudyGate, free for Pakistani students.